AI Subscription Stack Cost Comparator: ChatGPT, Claude, Gemini & Midjourney

Add up your ChatGPT, Claude, Gemini, and Midjourney subscriptions to see your total monthly and annual AI tool spend, broken down by service.

Mathematical Audit

AI Subscription Stack Cost Formula

We sum the monthly price of every AI subscription plan you select, then multiply by the number of users (seats) on team plans to project your total monthly and annual AI tooling spend.

Per-User Monthly Cost = ChatGPT Plan + Claude Plan + Gemini Plan + Midjourney Plan
Total Monthly Cost = Per-User Monthly Cost × Number of Users
Total Annual Cost = Total Monthly Cost × 12
Per-Tool Share (%) = (Tool's Monthly Cost / Total Monthly Cost) × 100

Team and Pro tiers are billed per seat (per user). If your organization shares a smaller number of paid seats across more people, set Number of Users to the number of paid seats, not total headcount.

Operational Guide

How to Use the AI Subscription Stack Cost Comparator

1

Select your ChatGPT plan

Choose None, Plus ($20/mo), Pro ($200/mo), or Team ($30/user/mo).

2

Select your Claude plan

Choose None, Pro ($20/mo), Max 5x ($100/mo), Max 20x ($200/mo), or Team ($30/user/mo).

3

Select your Gemini and Midjourney plans

Choose your Google AI Pro/Ultra tier and Midjourney Basic/Standard/Pro tier.

4

Enter your number of users

If you're paying for a team, enter how many paid seats you have. Leave at 1 for personal use.

5

Click Calculate

See your total monthly and annual AI subscription spend, plus a breakdown of which tool costs the most.

Real-World Scenario Example

"A solo creator pays for ChatGPT Plus ($20/mo), Claude Pro ($20/mo), Gemini AI Pro ($19.99/mo), and Midjourney Standard ($30/mo) for 1 user."

Inputs

chatgptPlan:plus
claudePlan:pro
geminiPlan:aiPro
midjourneyPlan:standard
numberOfUsers:1

Result

Total AI subscription stack cost is $89.99/month, or $1,079.88/year.

Important Disclaimer

AI subscription pricing changes frequently and varies by region. Verify current rates on each provider's official pricing page before making purchasing decisions. These estimates are for educational budgeting purposes only.

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