Crypto Staking Rewards Calculator — APY Compounding by Chain

Calculate crypto staking rewards by chain and APY. See compounded token balance, USD value, and monthly breakdown. Supports ETH, SOL, ADA, DOT, AVAX, and more.

Mathematical Audit

Staking APY Compound Interest Formula

Staking rewards compound when earned rewards are automatically restaked, growing the principal each period.

Final Balance = P × (1 + APY/n)^(n × t)
Total Rewards = Final Balance − Initial Stake
Where: P = stake amount, APY = annual percentage yield, n = compounding periods/year, t = time in years

APY accounts for compounding; APR does not. Daily compounding (n=365) yields the highest effective return. Most validators auto-compound rewards.

Operational Guide

How to Use the Crypto Staking Calculator

1

Enter your stake amount

Input the number of tokens or USD value you plan to stake.

2

Select the blockchain

Different chains have different typical APYs. Ethereum liquid staking is ~3–4%, Solana ~5–7%, Cardano ~3–5%, Polkadot ~10–15%.

3

Enter the APY

Check your validator or staking platform for the current APY. Note: rates fluctuate with network activity.

4

Choose staking period

Enter the number of months you plan to stake continuously.

5

Set token price

Enter the current USD price of the token to see the USD value of your rewards.

Real-World Scenario Example

"Staking 10 ETH at 4% APY with daily compounding for 12 months, at $3,000 per ETH."

Inputs

stakeAmount:10
apy:4
stakingPeriodMonths:12
tokenPriceUSD:3000
compoundingFrequency:daily
chain:ethereum

Result

Final balance: ~10.408 ETH. Staking rewards: ~0.408 ETH (~$1,224 USD).

Important Disclaimer

Staking rewards depend on network conditions and token prices, which are highly volatile. This calculator is for educational purposes only. Crypto investments carry significant risk.