Ko-fi Creator Earnings Calculator: Estimate Net Revenue for 2026

Calculate your Ko-fi net earnings from donations, shop sales, and subscriptions after platform and processing fees.

Mathematical Audit

How Ko-fi Creator Earnings Are Calculated

Net earnings combine donations, shop sales, and subscriptions minus platform fees (0% on Gold for donations, 5% on free) and processing fees.

Gross Revenue = (Donations × Avg Amount) + (Shop Sales × Price) + (Subscribers × Price)
Platform Fees = (Shop + Subscription Revenue) × 5% (0% with Gold)
Processing Fees = (Gross × 2.9%) + ($0.30 × Transactions)
Net Revenue = Gross − Platform Fees − Processing Fees

Ko-fi takes 0% platform fee on donations regardless of plan. Shop and subscription sales incur a 5% fee unless you have Ko-fi Gold.

Operational Guide

How to Use the Ko-fi Creator Earnings Calculator

1

Enter donation details

Monthly number of Ko-fi donations and your average donation amount.

2

Add shop sales

Monthly digital product sales and average product price.

3

Add subscribers

Number of monthly Ko-fi membership subscribers and subscription price.

4

Toggle Gold plan

Enable to see earnings without the 5% platform fee on shop and subscription sales.

Real-World Scenario Example

"A creator receiving 30 donations at $5, selling 10 products at $15, and having 20 subscribers at $6/mo..."

Inputs

monthlyDonations:30
avgDonationAmount:5
monthlyShopSales:10
avgProductPrice:15
monthlySubscribers:20
subscriptionPrice:6

Result

Gross revenue of $420, $13.50 platform fees, $30.18 processing fees, net earnings of $376.32.

Important Disclaimer

Earnings estimates are based on Ko-fi's published fee structure. Actual earnings vary based on payment processor, currency conversion, and any promotional pricing.

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E-E-A-T Genuineness

Sources & References

Ko-fi — Pricing: Just 0–5% Fees

https://ko-fi.com/pricing

Ko-fi Help — What Is Ko-fi Gold?

https://help.ko-fi.com/hc/en-us/articles/360005506873-What-is-Ko-fi-Gold

Ko-fi Help — Does Ko-fi Take a Fee?

https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee