AI Coding Assistant Cost Comparison: Cursor vs Copilot vs Windsurf vs Cody
Compare the monthly and annual cost of Cursor, GitHub Copilot, Windsurf, and Sourcegraph Cody for your team, broken down by plan and number of developers.
AI Coding Assistant Cost Comparison Formula
We multiply each selected tool's per-seat plan price by your number of developers (since most paid tiers are licensed per user), then sum across all tools you select to project your total monthly and annual spend.
Free tiers (Cursor Hobby, Copilot Free, Windsurf Free) are treated as $0. Sourcegraph Cody discontinued its free and Pro self-serve tiers in 2025 and is now Enterprise-only with custom, credit-based pricing — the $59/user/month figure used here is a commonly cited industry estimate, not an official list price. Always confirm current rates on each vendor's pricing page before budgeting.
How to Use the AI Coding Assistant Cost Comparison Calculator
Enter your number of developers
Most team and business plans are billed per seat, so this multiplies across every tool you select.
Select a plan for each tool
Choose 'None' to exclude a tool, or pick the Free, Pro, Business, or Enterprise tier that matches your team.
Compare totals
Cursor Pro is $20/mo, GitHub Copilot Pro is $10/mo, Windsurf Pro is $15/mo, and Cody is Enterprise-only at an estimated $59/user/mo.
Click Calculate
View your total monthly and annual cost, plus the per-developer monthly cost and a breakdown chart.
Real-World Scenario Example
"A 5-developer team gives everyone Cursor Pro ($20/mo), GitHub Copilot Business ($19/user/mo), and Windsurf Teams ($30/user/mo), with no Cody license."
Inputs
Result
Total monthly cost is $345 ($69/developer), or $4,140/year.
Important Disclaimer
AI coding assistant pricing changes frequently, especially as vendors shift toward usage-based and credit-based billing. These figures reflect publicly listed prices at the time of writing and are for educational budgeting purposes only — verify current rates on each vendor's official pricing page.
Related Calculators
AI Subscription Stack Cost Comparator
Add up your ChatGPT, Claude, Gemini, and Midjourney subscriptions to see your total monthly and annual AI tool spend, broken down by service.
ChatGPT Plus vs API Cost Calculator
Compare your ChatGPT Plus, Team, or Pro subscription cost against pay-per-token OpenAI API pricing and find your exact breakeven usage point.
LLM API Token Cost Calculator
Estimate your monthly and annual LLM API costs from request volume and average token counts, with built-in pricing for GPT, Claude, and Gemini models.